AI-Powered Credit Assessment for Nigeria

Unlock Hidden Credit Potential with AI-Powered Risk Assessment

Transform your lending with intelligent credit scoring for Nigeria's underbanked population. Bridge the credit gap with ethical AI that serves millions of credit-invisible individuals and MSMEs.

NDPA 2023 Compliant
Enterprise Security
Credit Score Assessment Active
Alternative Data Sources 12 Connected
Risk Score 742
Recommended Loan ₦250,000

Nigeria's Credit Assessment Challenge

Millions of individuals and MSMEs are "credit invisible" due to lack of traditional credit histories, creating a massive untapped lending market.

95M+

Credit Invisible Adults in Nigeria

₦15T

Untapped Credit Market Value

40M+

Underserved MSMEs

How CreditPolice AI Works

Our AI-powered platform transforms alternative data into actionable credit insights

1

Data Ingestion

Securely collect alternative data from mobile money, telco, utilities, and digital footprints

2

AI Processing

Advanced ML models including Gradient Boosting Machines analyze patterns and behaviors

3

Risk Assessment

Generate comprehensive credit scores with risk categorization and lending recommendations

4

Integration

Seamless API integration into existing banking systems and workflows

Powerful Features for Modern Lending

Credit Scoring Engine

  • Secure data ingestion
  • Advanced ML models
  • Robust score generation

Risk Intelligence

  • Risk band categorization
  • Lending recommendations
  • Loan amount suggestions

Seamless Integration

  • API-first architecture
  • Web dashboard interface
  • Banking system integration

Alternative Data Sources

  • Mobile money transactions
  • Telco usage patterns
  • Utility payment history

Compliance & Security

  • NDPA 2023 compliant
  • Bias mitigation
  • Enterprise security

Nigerian Market Expertise

  • Local market understanding
  • Cultural context awareness
  • Regulatory compliance

Trusted by Leading Financial Institutions

Microfinance Banks

Expand lending to underserved populations

Digital Lenders

Enhance risk assessment capabilities

Commercial Banks

SME and retail lending divisions

Cooperative Societies

Member credit assessment solutions

Flexible Pricing for Every Institution

Choose the plan that fits your lending volume and needs

Starter

Perfect for pilot programs

₦150K /month
  • Up to 1,000 assessments/month
  • Basic API access
  • Email support
  • Standard reporting
Most Popular

Professional

For growing institutions

₦400K /month
  • Up to 5,000 assessments/month
  • Full API access
  • Priority support
  • Advanced analytics
  • Custom integrations

Enterprise

For large-scale operations

Custom
  • Unlimited assessments
  • Dedicated infrastructure
  • 24/7 support
  • Custom ML models
  • On-premise deployment

Annual plans available with 15-20% discount. Custom consulting services available.

Ready to Transform Your Lending?

Schedule a demo to see how CreditPolice AI can help you serve Nigeria's underbanked population responsibly and profitably.

+234 (0) 123 456 7890
hello@creditpolice.ai
Lagos, Nigeria

Why Choose CreditPolice AI?

  • Superior ML models for sparse data
  • Deep Nigerian market expertise
  • Ethical AI with bias mitigation
  • NDPA 2023 compliance ready

Request a Demo

Fill out the form below and we'll get back to you within 24 hours